SBA 504 Loans

Products: SBA 504 Loans
Empower Your Business with SBA 504 Loans: Tailored for the acquisition of major hard assets like real estate and heavy equipment/machinery, the SBA 504 loan program enables you to access up to $10 million in funding. This initiative is specifically designed to support business expansion and stimulate job creation by providing hard asset-backed financing solutions.

Strategic Financing for Major Business Assets

The SBA 504 Loan program provides small businesses with access to long-term, fixed-rate financing for major fixed assets, including real estate and equipment. With the backing of the Small Business Administration, these loans offer favorable terms, competitive interest rates, and flexible repayment schedules. Whether you’re looking to purchase land, construct new facilities, or acquire heavy machinery, SBA 504 Loans are designed to support your strategic growth and modernization efforts.

Key Benefits

  • Long-Term, Fixed-Rate Financing: Lock in low, fixed interest rates for up to 20 or 25 years, providing stability and predictability in your financial planning. – 
  • Major Fixed Asset Acquisition: Perfect for purchasing land, buildings, or heavy equipment, the SBA 504 program supports your large-scale investment needs without depleting your cash reserves. – 
  • Economic Development: By requiring businesses to meet specific job creation or public policy goals, SBA 504 loans not only support your growth but also contribute to broader economic development. 
  • Eligibility and Application: Designed for U.S.-based businesses with a tangible net worth of less than $15 million and an average net income of less than $5 million after taxes for the preceding two years. Our team is here to guide you through the application process, ensuring you meet the criteria and maximize your chances of approval. 

How It Works

  • Application: Submit a detailed loan application with comprehensive business and financial information to initiate the process.
  • Evaluation: Our approach involves a comprehensive review of your application, focusing on the financial health, creditworthiness, and funding requirements of your business, facilitating the connection with the most suitable lending options.
  • Approval: Receive loan approval with clear terms and conditions, including loan amounts, interest rates, and repayment schedules.
  • Funding: Access the funds promptly, enabling you to address your business needs and implement your growth strategies.
  • Utilization: Allocate the loan funds to various major asset purchases, such as real estate acquisition, construction projects, and equipment purchases.

Invest in Your Business’s Future with SBA 504 Loans

Empower your business with the strategic financing provided by SBA 504 Loans. Contact us today to learn more about how our SBA 504 Loan program can support your business growth and modernization efforts.

Loan amount: $500,000 to $10,000,000
Minimum credit: 650
Rates: Currently 3.8% to 6.5% (Based on US Treasury Bonds)
Loan to cost (LTC): Up to 90%
Loan term: 25 Year
Elegible locations: All 50 States

Why choose us

We provide innovative lending solutions for commercial real estate and all size businesses.

We have the ability to understand our client’s needs and properly identify the right financing solution per capital need without the obstacles that banks present today. With our funding capacity from 5k to over well over 100MM our team is highly experienced in funding transactions nationally and internationally.

Expertise and Experience

Our team of financial experts, with a wealth of experience in real estate investment loans and business lending, provides tailored solutions designed to meet your unique business needs.

Dedicated Support

Experience personalized service and dedicated support from our relationship managers, who collaborate with you closely to enhance your financial strategy.

Robust Financial Partnership

Our dedication lies in forging lasting relationships with our clients, fostering their financial well-being and expansion with cutting-edge financing options.

Have any questions or need further information?

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