DSCR-Short Term Rental Loans

Products: DSCR-Short Term Rental Loans
Specialized DSCR-Short Term Rental Loans: Designed specifically for investors in short-term rentals, offering the advantage of DSCR-based financing. Enjoy flexible terms and an efficient approval process, maximizing your investment's potential with no need for financials or tax returns.

Optimizing Returns on Short-Term Rentals

Secure financing for your short-term rental ventures (e.g., AirBnB, VRBO) with our DSCR Short Term Rental Loans, ideally suited for investors leveraging rental income for qualification. Our approach centers on your property’s earnings from short-term rentals to satisfy the Debt Service Coverage Ratio (DSCR), simplifying your path to financing. Whether purchasing, refinancing, or expanding your investment portfolio, our loans are crafted for short-term rental investors, offering competitive terms and qualification based on rental income. Our dedicated team supports you at every turn, guiding you to the loan that best matches your investment ambitions.

Key Benefits

  • Income-Based Qualification: Leverage the income-generating potential of your short-term rental property to qualify for financing, ensuring easier access to capital.
  • Flexible Terms: Enjoy customized loan terms that align with your rental income projections and financial strategy, providing flexibility and peace of mind.
  • Competitive Rates: Access attractive interest rates that enhance the profitability of your rental investment, maximizing your returns.
  • Streamlined Approval: Benefit from a simplified application and approval process, allowing you to secure financing quickly and efficiently.
  • Maximize Rental Income: Use our DSCR-Short Term Rental Loans to invest in prime rental locations, optimize occupancy rates, and maximize rental income potential.

How It Works

  1. Application: Provide a detailed loan application with your short-term rental property’s income projections, property specifics, and investment history
  2. Evaluation: Our process includes reviewing your property’s DSCR to gauge its debt coverage potential, ensuring a streamlined approach without requiring financials from you.
  3. Approval: Receive prompt loan approval with clear terms and conditions, including loan amount, interest rates, and repayment schedules.
  4. Funding: Access the loan funds quickly, enabling you to purchase, renovate, or expand your short-term rental property.
  5. Management: Utilize the capital to enhance your property, attract more renters, and increase rental income, ensuring timely repayment and strong investment performance.

Invest in Short-Term Rentals with Confidence

Empower your short-term rental investments with the capital and support needed to achieve success. Contact us today to learn more about how our DSCR-Short Term Rental Loans can help you maximize your rental income and investment returns.

Loan amount: $75,000-$5,000,000
Minimum credit: 660
Rates: Starting at 6%
Loan to purchase (LTP): Up to 80%
Elegible loan types Single-Family Residences (SFR), 1-4 Unit Properties, Multi-Family Buildings, Condominiums, Townhomes.
Minimum DSCR Coverage: 1.0
Purchase Loan To Value (LTV): Up to 80%
Cash Out Refinance Loan To Value (LTV): Up to 75%
Elegible locations: All 50 States

Why choose us

We provide innovative lending solutions for commercial real estate and all size businesses.

We have the ability to understand our client’s needs and properly identify the right financing solution per capital need without the obstacles that banks present today. With our funding capacity from 5k to over well over 100MM our team is highly experienced in funding transactions nationally and internationally.

Expertise and Experience

Our team of financial experts, with a wealth of experience in real estate investment loans and business lending, provides tailored solutions designed to meet your unique business needs.

Dedicated Support

Experience personalized service and dedicated support from our relationship managers, who collaborate with you closely to enhance your financial strategy.

Robust Financial Partnership

Our dedication lies in forging lasting relationships with our clients, fostering their financial well-being and expansion with cutting-edge financing options.

Have any questions or need further information?

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